Provisional Residence in the Netherlands Insurance, for your stay in the Netherlands
These are the most important features of the Provisional Residence in the Netherlands Insurance.
- Health insurance for if you are waiting for a residence permit or a Dutch national living abroad and returning to the Netherlands temporarily
- Low premium for your health insurance per month
- Your health insurance meets the demands of the MVV/Authorisation for a temporary stay visa
- You can add dental costs and liability to your insurance
Who is the insurance for?
If you are coming to the Netherlands to live or work and you cannot yet insure yourself for healthcare costs under Dutch national health insurance, Provisional Residence in the Netherlands Insurance offers extended cover for medical expenses. Your insurance meets the demands of the MVV visa.
You can also take out this insurance if you are a Dutch national and are temporarily returning to the Netherlands.
If you already have health insurance in your home country that is also valid in the Netherlands, you may not need Provisional Residence in the Netherlands Insurance. Bear in mind, however, that medical care in the Netherlands may be more expensive than in your home country. You may be confronted with high costs if you are uninsured or under insured. Ask your own healthcare insurer for further details.
You can only take out Provisional Residence in the Netherlands Insurance if the applicant is a Dutch national and has a Dutch correspondence address. The insured person may of course have a foreign nationality.
What does the insurance cover?
The Provisional Residence in the Netherlands health insurance offers extended cover for healthcare costs. The insurance covers necessary medical costs including:
- general practitioner
- medication and dressings
- specialist care
- dental costs following an accident
For health insurance you have an excess. Sometimes there is a maximum amount or a maximum number of treatments covered.
You can take out the following types of insurance with the Provisional Residence in the Netherlands Insurance.
- Dental cover
Covers costs for medically necessary dental costs that are not the result of an accident. There is no excess.
- Third party insurance
For damage caused by you to individuals or property in the Netherlands. You have an excess per event for items you may have rented or leased.
To find out exactly what is reimbursed, see the coverage summary (pdf).
What doesn’t the insurance cover?
Not all medical expenses are covered by Provisional Residence in the Netherlands Insurance. You will not receive reimbursement for costs incurred during a pregnancy or birth (including maternity care), including in the case of a miscarriage or other complications.
How long is the Provisional Residence in the Netherlands Insurance valid?
You can take out Provisional Residence in the Netherlands Insurance if you are younger than 70 years old on the commencement date. Choose the duration of the insurance, up to a maximum of twelve months. After that, you can take out insurance again, provided you are younger than 70 years old.
If you are 70 years or above, the Schengen Visitor Insurance may be an alternative.
What is the premium of the Provisional Residence in the Netherlands Insurance?
The premium for Provisional Residence in the Netherlands health insurance depends on your age.
You can calculate your premium simply online.
Taking out insurance cover
You can take out Provisional Residence in the Netherlands Insurance online. The health insurance is subject to medical acceptance. This means that you will first have to answer a few questions about your health and medical situation. The insurance company will assess your answers, to determine if they will take on this insurance. They may decide to insure you under modified terms and conditions.
If you are able to take out insurance with us, you will receive the policy within a maximum of 10 working days after the premium has been credited to our account. We may need extra information from you, in which case you will receive notification within 10 working days.